Attention homeowners in Discovery Bay and Contra Costa County: Get an Appraisal today!

Here are the top reasons CA homeowners hire Sunset Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CA divorce, where real estate property needs to be divided
  7. To settle an estate in CA by determining the true market value of property in question

Own a house in or near Discovery Bay, CA and need help determining the value of it?
Contact Sunset Appraisals.

At Sunset Appraisals, we understand the particular needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're qualified in helping homeowners just like you abolish undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other homes close by. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Sunset Appraisals is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be inopportune from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Sunset Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Sunset Appraisals can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.